​​Get out of Debt the FAST and SMART Way

Are you ready to tackle debt and you want to do it NOW? 

There's good news! You can speed up your journey to freedom with ​my Get out of Debt NOW course! Seriously, launch your journey to debt-freedom today.

You’re Ready to Get out of Debt NOW!

The Get out of Debt Now course is the only interactive online course that doesn’t give you a “one-size-fits-all” package. We know that there are many reasons for debt - from emotional spending to bad luck – and not everyone handles debt the same way. So why not ​use a faster and smarter ​method that matches your personality?

Here's the one common denominator: You are sick and tired of debt. It’s holding you back from your dreams. You know what dreams I’m talking about…

Dreams that don’t require you to feel ashamed or embarrassed because you can’t afford them … or spend sleepless nights worrying about your future … or take sucky jobs because you need them to pay down your debt.

We’re here to help you face your debt head-on and smack it to ZERO as fast as you can. Because you deserve a future ruled by your dreams, not your debt.

You are ready to take bold actions to tackle your debt. You want to …

  • ​Create a future where you can afford to do the things you love
  • ​Shut the door on the past and start over with a clean slate
  • Make decisions based on what is best for you, not what is best for your debt
  • Stop worrying about money all the time

But there’s just one little problem…

Well, maybe more than one. Like the amount of your debt. The size of your paycheck. The “stuff” you keep accumulating. (By the way, that’s all fixable!)

As wonderful as freedom from debt sounds, learning HOW TO GET THERE requires a learning curve, even more effort, plus discipline, and patience.

I’m going to be real with you: Becoming debt-free is anything but easy. If you’ve already taken a hard look at your financial picture, you know the obstacles in front of you, and it can feel overwhelming and even scary…but oh so worth it.

  • ​​reason  #1
  • ​​REASON #2
  • ​​REASON #3

There is a lot of information out there, but it’s confusing. Even contradictory. One expert tells you to pay off the credit card with the lowest balance first, while another insists you pay down the one with the highest interest rate first. Who do you believe? And do the same “rules” apply to everyone? Do you need to give up your credit cards altogether, even though you are a responsible spender? What if the “one-size-fits-all advice” isn’t the smartest approach?

And you know that feeling when …

  • Your car breaks down or you end up in Urgent Care. And once again, your credit card has to bail you out. But you know you can’t pay the balance when it comes due.
  • ​The credit card statement or student loan statement arrives by email, and you quickly move it to the trash bin. You don’t dare add up your total debt or you’ll have a major panic attack.
  • ​A friend excitedly sends you a fabulous offer on a Caribbean cruise and an invite to join the gang. You so want to join them but you feel torn because you know it will put you further into debt.
  • The holidays are approaching and you’re bombarded with advertising and high expectations. You feel guilty if you don’t reciprocate the gift-giving tradition, but you just hate ruining your finances to buy stuff for people who don’t need it and to impress people you don’t care about.

It feels like debt is controlling your life, and there are days when you feel helpless. Secretly, you want to abandon all the trappings of adulthood and find a fairy godmother who will take care of all your problems. You want to be free of this burden and you want it now.

​What if you discovered that you are not alone?

In fact, there ​are many people who feel just like you!

You are not alone

​​U.S. credit card debt reached an all-time high at $870 billion.

​About 1 in 11 Americans who have debt say they don’t think they’ll ever be completely free of debt.

​Only 39% of Americans have enough savings to cover a $1,000 emergency.

​The average American household carries over $137,000 in debt.

​1 in 5 adult Americans carry student loan debt. About 1 out of 4 borrowers owe more than $50,000.

​Only you can take bold actions to set yourself free.

It’s time to release the chains of debt!

You work hard and you’re ambitious. When you direct that same energy to paying off your debt, you can break those chains in no time at all. And once you do, you can:

  • Spend money on the things that are important to you
  • Quit sucky jobs, because hey, you don’t need as much money now
  • ​Dream up new financial goals that you can save for, like sipping margaritas from the cruise ship deck
  • ​Sleep peacefully through the night – without money worries

Instead of hiding from your debt, you can take charge of your finances and eliminate your debt, once and for all. Bring an open mind, dreams, effort, and courage, and get ready to unlock the door to a future of possibilities.

Well, I’ve been there, and I get it.

I’m a smart, ambitious woman who ran out of luck in her early 30s. And when I finally landed on my feet, I owned nothing but debt. Now I’m on the backside, staring down at respectable net worth and proud to have ZERO debt. But I traveled alone; I didn’t have the resources, or even a mentor, to help me along. And that’s why I created the Get out of Debt NOW course: the only interactive online course with a built-in community that gives you a personalized route to freedom from debt.

So why take a course on how to get out of debt?

Maybe you’ve signed up for some debt counseling classes or even an online course, only to be disappointed. I know I’ve taken plenty of online courses over the years, and to be honest, I seldom finished them - I just couldn’t sit through another talking-head video recording. So when I set out to design my course, I knew I wanted to create something unique…something FUN . . . and ACCESSIBLE . . . so that everyone walks away a winner. I want you to be EXCITED about the journey. 

The “Get out of Debt NOW” Program includes

​5 Powerful Lessons

Lessons are highly interactive and include videos, resources, and activities. Complete one lesson to unlock the next. Earn your Explorer Badge to unlock the Bonus Session.

​BONUS Session

Get your side hustle on in this Bonus Session. We include the Side Hustle Navigator, which will guide you on finding a hustle that’s suitable to your personality and interests.

​Valuable Downloads

The course includes five downloads, including the step-by-step Pay off my Debt Tool. All downloads are PDF-fillable so you can easily complete and save them.

​Lifetime Access

You can return to the course any time you like. We update the content as new resources become available and federal policies change.

Private FB Community

You’ll be invited to join our private Facebook community, where you can ask questions and connect with others in the course. The community offers support, not judgment.

​21-Day Money Back Guarantee

If you aren’t happy with the course, we’ll refund your money. No questions asked.

​Here are the Power-Packed L​essons

​Early Exit Academy courses are gamified and highly interactive. That means you’ll have activities to download and complete, and when you do - you’ll be rewarded with Academy coins that unlock the next section. Our setting is Debt Mountain. Once you’ve climbed the mountain, there’s an Explorer badge waiting for you – a badge that unlocks a BONUS session that will help you launch a side hustle. ​

Here's what's inside each lesson.

​Lesson 1

​​Let's Save

​Mission: Build your emergency savings fund and create SMARTER savings goals.

You will discover how to:
  • ​Prioritize saving, investing, and paying off debt
  • ​Set SMARTER savings goals
  • ​Make saving fun with tips and tools
  • ​Supercharge your savings with the 28-day savings challenge
  • ​Use a budgeting tool that works with your personality
​You will receive:
  • ​Goal Setting Workbook
  • ​$500 & $1,000 Savings Challenge Calendars
  • Savings Tracker Coloring Page
  • ​Budget Toolkit

​​Lesson ​2. 

​​Boost your Credit Score

​Mission: Take steps to build an ‘Excellent’ credit score.

You will discover how to:
  • ​Get your credit score and free annual reports
  • ​Boost your credit score
  • ​File a credit dispute
  • ​Report identity theft
​You will receive:
  • ​Credit Dispute Checklist

​​Lesson ​​3. 

​Climb Debt Mountain

​Mission: ​Begin paying off debt the smart and fast way.

You will discover how to:
  • ​Determine which debt to pay off first
  • ​Break up with debt
  • ​Find the best strategy based on your credit score and spending habits
  • ​Pay off debt as quickly as you can
  • ​Negotiate to get a better deal
  • ​Set SMARTER debt goals
​You will receive:
  • ​Pay off my Debt Tool
  • Debt Tracker Coloring Page

​​Lesson ​​​4. 

​Learn about Other Options

Mission: ​Consider alternatives if your debt is a tremendous burden.

You will discover how to:
  • ​Identify credible debt management programs
  • ​Find a certified credit counselor
  • ​Handle debt collectors
  • ​Weigh factors that go into filing for bankruptcy

​​Lesson ​​​​5. 

​Super Resources

​Mission: Tap into specialized resources that will help you pay down student loans, mortgages, and medical debt.

You will discover how to:
  • ​Assess student loan repayment options
  • ​Consolidate or refinance student loans
  • ​Determine if your student loan can be the exception to bankruptcy rules
  • ​Pay off your mortgage early
  • ​Evaluate the impact of new tax laws on deducting mortgage interest
  • ​Combat medical debt
  • ​Find a medical claims advocate


​Get a Side Hustle

​Mission: Get a profitable side hustle to boost your income and speed your journey to debt-freedom.

You will discover how to:
  • ​Find a side hustle that matches your talents and availability
  • ​Create a successful side hustle using three secrets
  • ​Assess side hustle profitability
  • ​Discover new side hustle ideas
​You will receive:
  • ​Side Hustle Navigator

Order the
“Get out of Debt NOW”

​Are you ready to tackle debt, but you want to do it the ​fast and smart way? If you’re serious about changing the way you think about spending and becoming debt-free fast, then this program is for you.


   ​21-Day ​MONEY BACK

​We want you to be completely satisfied with your experience at the Academy. If for any reason you are not thrilled with the content and the potential impact the course will have on your​ goal to become debt-free, we will refund 100% of the cost within the first 21 days. No hoops! Just send us an email at info@earlyexitacademy.com


​What results can I expect from the course?

​​​​When you successfully complete this course, including all assignments, ​you can expect ​these results:

  1. ​You will  have a fully-funded emergency savings ​account to help you avoid debt in the future
  2. Your credit score will improve, unlocking lower interest rates
  3. You will have an action plan to pay off  your debt and the confidence to speed up your journey to debt-freedom.
  4. You will discover ways to bring in extra income that you can use to supercharge your ​debt payments.

​​​​What makes this course different from other courses?

​​​​​All of our Academy courses are highly interactive with built-in rewards that motivate you to complete activities and take actions toward eliminating debt. Our companion Facebook groups give you a supportive and private community filled with new friends who will cheer you on your path. We are results-driven and deeply invested in your success!

​​Will I have immediate access to the course and private Facebook community?

​​​​Yes, you will have instant access to the course. Then look for an invitation to our private Facebook community (Debt Slayers).

​Do I have to have a Facebook account to join the Facebook community?

​​Yes. We take your privacy seriously, so we set up a SECRET group, which means that only Get out of Debt NOW students can access the group and view the information.

How long will it take me to complete the course?

​The course has five lessons plus a bonus section. Expect to spend at least three weeks completing the course – including all the activities. Because the course is self-paced, you can go as fast or as slow as you like. However, the only way to unlock the next lesson is to collect coins by completing activities. And once you've completed the course, you can return to it any time you like.

​What’s included in each lesson?

​Lessons include a variety of multimedia tools designed to keep you engaged. You’ll find knowledge sessions taught by Dr. Brenda, instructional videos, links to top-notch resources, fun interactive exercises, and get-ahead downloads. Plus, the course includes Facebook sharing activities that will connect you to our supportive private group. And did we mention that the course is beautifully designed, even eye-popping?

​What type of technology do I need for the course?

​You’ll need internet access and basic knowledge of how to download and print/save files. Many of the resources are PDF-fillable. If you don’t already have Adobe Acrobat, you’ll be prompted to download it.

​ Should I get my family and friends to enroll?

​​If you know someone who would benefit from an Early Exit Academy course, by all means invite them! If you like, you can even join our Affiliate Program, and when friends and family sign up through your unique link, you get 30% commissions. SWEET!

What if I have questions while I’m going through the course?

​If you have a question, just send an email to info@earlyexitacademy.com. Dr. Brenda or a member of her team will respond as quickly as possible.